Ledgerloop
The ledger fintechs stop rebuilding themselves.
Ledgerloop is the ledger that sits under a fintech's money movement. Balances are derived from posted entries rather than stored and patched, so the books are always current — and reconciliation stops being the thing that eats the last week of every month.
We kept meeting payments companies who had quietly built the same ledger in-house, and then discovered at their first audit that they couldn't prove any of it. Marta had already built one that could. Backing infrastructure this unglamorous is more or less the whole job.
Ledgerloop
- Seed · 2022Stage
- $3.4MRound
- FintechSector
- Lisbon, PortugalHeadquarters
- 24Team
Marta Oliveira
Co-founder & CEO
Marta spent five years building core-banking systems and watching good finance teams lose whole weeks to reconciliation. She started Ledgerloop the month she realised nobody was going to fix it for her.
-
2022
We came in
Led the seed with three fintechs already running Ledgerloop in production.
-
2023
It got real
Public API and a clean SOC 2 Type II — the point where regulated customers stop hesitating.
-
2024
It spread
Daily close and multi-currency posting became the default across their neobank and treasury customers.
An illustrative 99SA Ventures profile — founder, team and figures stand in until the company shares its own.
Building financial infrastructure someone will audit?
We back the unglamorous plumbing regulated institutions actually run on. Tell us about yours.